💰 Budget Breakdown: What You Really Pay for in a Property
🧾 1. Base Property Price
This is the price per sq.yd or sq.ft mentioned by the developer.
E.g., ₹11,000/sq.yd × 100 sq.yd = ₹11,00,000
🧱 2. Development Charges
These include roads, streetlights, drainage, and boundary walls.
🟡 Approximate: ₹500–1,000/sq.yd depending on project
📜 3. GST (For Flats/Villas Only)
Applicable on under-construction units.
🟠 Currently: 5% (if not under affordable housing scheme)
🏛️ 4. Stamp Duty & Registration
Legal transfer cost to your name. Varies by state.
🔴 Rajasthan Example:
Stamp Duty: 5%
Registry Charges: 1%
Surcharge (Women): Up to 1% extra off
🧰 5. Maintenance Charges (Prepaid)
Some societies take advance maintenance for 1–2 years.
🟢 Range: ₹5,000–₹25,000
📦 6. Other Hidden Costs
PLC (Preferred Location Charges)
Clubhouse or Amenities fees
Legal/Documentation fees
📌 Sample Costing (100 sq.yd plot @ ₹11,000/sq.yd in Khatu):
Component Amount
Base Price ₹11,00,000
Development Charges ₹80,000
Stamp + Registry ₹66,000
Maintenance ₹10,000
Total Cost ₹12,56,000 ✅
🧠 Quick Tip:
Always ask for an All-Inclusive Price before booking—many buyers get surprised later.
🏁 Final Note:
Property buying is more than the rate card.
Get the full picture before signing any deal—because every rupee matters.
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